Motorcycle Insurance

Oct. 2 2009 I was out on my Harley Davidson motorcycle on my way to a job when some one turned left in front of me. I had two choices. Hit the pickup or lay down my beautiful bike. I chose to lay down the bike over hitting the truck. People that ride their bikes into other cars and trucks don't do so well. My bike sustained sever damage. The truck responsible had no damage. I was hurt and

Motorcycle Insurance

Oct. 2 2009 I was out on my Harley Davidson motorcycle on my way to a job when some one turned left in front of me. I had two choices. Hit the pickup or lay down my beautiful bike. I chose to lay down the bike over hitting the truck. People that ride their bikes into other cars and trucks don't do so well. My bike sustained sever damage. The truck responsible had no damage. I was hurt and angry. I called the police, not the driver of the truck. The driver of the truck seamed to not care if I was alive or dead. They didn't come to see if I was OK or if I needed help. The only call to the 911 operator was mine. When the emergency people of Ogden Fire and Police arrived they did their typical good job. Ogden has some of the best emergency responders in the United States. I thank you. I had some serious injuries! The investigating Officer collected all the information to make a case against the driver of the pickup for failure to yield right of way, driving on suspended driver's license and no insurance. The no insurance part left me to deal with a $20,000 motorcycle that has $8,000 in damages, my injuries and not being able to work. I have insurance! What would have happened if I had been killed? Who would have taken care of my family? It is simply STUPID and against the law to drive around without insurance! John G. Moon Ogden

The comments to this article point out that regardless of the law people, for whatever reason, will persist in driving without insurance.  So what is a motorcycle rider to do?  Buy insurance yourself, that's what!  This is even more important in tough economic times because the estimate of uninsured drivers in Utah is about 12 percent.  In other words 12 out of every 100 drivers are out there driving without any vehicle insurance whatsoever!

When you purchase motorcycle insurance you can purchase what is called underinsured coverage and uninsured coverage.  Underinsured coverage kicks in if the driver who causes the crash has insurance but not enough to cover your damages.  For example let's assume the offending driver, like in the article above, turns left in front of you and causes the crash.  Let's also assume, not like in the article above, that the offender has the minimum coverage for bodily injury in Utah, $25,000.  Let's also assume that your total damages are $100,000.  You may get the offender's policy limits of $25,000 but what about the remaining $75,000 you lost?  If you had purchased adequate underinsured coverage of $100,000 that underinsured coverage would kick in because the offender was underinsured.
Uninsured coverage kicks in if the offending driver has no insurance coverage, like in the article above.  In that case, with clear and convincing evidence, you would make a claim on your own uninsured coverage.  If you had purchased $100,000 in uninsured coverage chances are your own insurance would pay for all of your damages.
So the answer is to make sure you carry enough insurance yourself to cover your damages should the other driver that causes the crash either does not carry enough coverage or no insurance coverage at all.  Furthermore, underinsured coverage is a right in Utah.  Often I discover that our clients have not made a knowing waiver of that right and under Utah law if that right to underinsured coverage is not made knowingly you are entitled to full underinsured coverage.  At utahbikelaw it is part of our routine investigation to make sure that you get what you are entitled to under the law in Utah when you are in a motorcycle crash.

Types of Motorcycle Insurance

Motorcycle Insurance is oftentimes confusing and daunting because there is a sense that the insurance company will find some way to avoid paying in the event you are in a motorcycle accident so you may as well buy the cheapest insurance.  Nothing could be farther from the truth and nothing could be farther from the truth about what type of insurance you should buy. The first question you

Types of Motorcycle Insurance

Motorcycle Insurance is oftentimes confusing and daunting because there is a sense that the insurance company will find some way to avoid paying in the event you are in a motorcycle accident so you may as well buy the cheapest insurance.  Nothing could be farther from the truth and nothing could be farther from the truth about what type of insurance you should buy.

The first question you ask an insurance agent is how much coverage do you think I need.  From this question the agent should be able to ask you questions that will allow him to suggest to you a dollar amount of coverage that will protect you and your family from the devastating effects of a motorcycle crash.  You need to but protection from causing harm to others so they will not be forced to sue you personally and take away all you have worked for.  However, you also need to insure yourself against others not carrying enough insurance when they cause the damage - this is called uninsured and underinsured coverage discussed elsewhere in this blog.

MOTORCYCLE MODIFICATION | Cutting Sticker Kawasaki Ninja 250 Gold and White

Kawasaki Ninja 250 Custom

Cutting sticker Kawasaki Ninja 250 gold and white on the body and fairing. Kawasaki Ninja 250R modification. Motor Sport Kawasaki Ninja 250. Via: Victory Motorcycle
Be save, dont forget to INSURANCE your MOTORCYCLE

MOTORCYCLE MODIFICATION | 2010 NEW BMW F 800 GS REVEALED

2010 NEW BMW F 800 GS Specification

Engine and transmission

Displacement: 798.00 ccm (48.69 cubic inches)
Engine type: Twin
Stroke: 4
Power: 84.48 HP (61.7 kW)) @ 7500 RPM
Torque: 83.00 Nm (8.5 kgf-m or 61.2 ft.lbs) @ 5750 RPM
Compression: 12.0:1
Bore x stroke: 82.0 x 75.6 mm (3.2 x 3.0 inches)
Fuel system: Injection. Electronic intake pipe injection / digital engine management (BMS-K)
Valves per cylinder: 4
Fuel control: DOHC
Starter: Electric
Cooling system: Liquid

Gearbox: 6-speed

2010 NEW BMW F 800 GS PHOTO

The 2010 BMW F 650 GS and F 800 GS accept new colours as a touch-up for the new year. The F 650 GS will be accessible in Lava Orange Metallic, White Aluminium Matt Metallic and Biarritzblue Metallic. The colours of Iceberg Silver Metallic, Flame Red and Azure Blue Metallic are no best available.

The BMW F 800 GS 2010 is accessible in Lava Orange Metallic/Black Satin and Alpine White. The colours that will not be accessible are Dark Magnesium Metallic Matt and Sunset Yellow/Black Satin. The 2010 F 800 S will accept agleam atramentous auto while the F 800 ST will accept a atramentous engine.

2010 NEW BMW F 800 GS WALLPAPER

Transmission type
final drive: Chain
Clutch: Multiple-disc clutch in oil bath, mechanically operated
Physical measures
Dry weight: 185.0 kg (407.9 pounds)
Weight incl. oil, gas, etc: 207.0 kg (456.4 pounds)
Seat height: 880 mm (34.6 inches) If adjustable, lowest setting.
Overall height: 1,350 mm (53.1 inches)
Overall length: 2,320 mm (91.3 inches)
Overall width: 945 mm (37.2 inches)
Wheelbase: 1,578 mm (62.1 inches)

Chassis and dimensions
Frame type: Tubular steel space frame, load-bearing engine
Rake (fork angle): 26.0°
Trail: 117 mm (4.6 inches)
Front suspension: Upside-down front fork, Ø 45 mm
Front suspension travel: 230 mm (9.1 inches)
Rear suspension: Cast aluminium dual swing arm, WAD strut (travel related damping), spring pre-load hydraulically adjustable (continuously variable) at handwheel, rebound damping adjustable
Rear suspension travel: 215 mm (8.5 inches)
Front tyre dimensions: 90/90-V21
Rear tyre dimensions: 150/70-V17
Front brakes: Double disc
Front brakes diameter: 300 mm (11.8 inches)
Rear brakes: Single disc
Rear brakes diameter: 265 mm (10.4 inches)
Exhaust system: Closed-loop 3-way catalytic converter, emission standard EU-3

Be save, dont forget to INSURANCE your MOTORCYCLE

MOTORCYCLEMODIFICATION | Modification Honda Supra 125

MOTORCYCLEMODIFICATION | Modification Honda Supra 125

MOTORCYCLEMODIFICATION | Modification Honda Supra 125

Modification Honda Supra 125.

Be save, dont forget to INSURANCE your MOTORCYCLE

MOTORCYCLE MODIFICATION | Mio Scooter Style Modification

alt="MOTORCYCLE MODIFICATION | Mio Scooter Style Modification" title="Mio Scooter Style Modification" height="400" width="300"

MOTORCYCLE MODIFICATION | Mio Scooter Style ModificationThe body of YAMAHA MIO RETRO modifications done to the body using the Yamaha Fino, this are already a trendsetter in the year 2007. exhaust stem, taken from a Honda CB100 and the seat design also made the classic style. To modify the motor Yamaha mio retro require cost about 600 USD.

Yamaha Mio Scooter Retro Style Modification

Mio Low Rider Extreme Modification, more budget if you like to modified your bike like this.

Yamaha Mio Low Rider Modification From Thailand, Simple and nice Modified

Yamaha Mio Low Rider futuristic scooter modifications, and i am like this bike…

Yamaha Mio Low Rider Full Speed, full style, and full budged to modified your motorcycles like this scooter.

Be save, dont forget to INSURANCE your MOTORCYCLE

MOTORCYCLE MODIFICATION | White for Cutting Sticker Kawasaki Ninja 250

Kawasaki Ninja 250R is matted with the six-speed transmission for smoother acceleration. Kawasaki Ninja 250R uses telescopic fork suspension on the front end and uni-trak suspension the rear.

MOTORCYCLE MODIFICATION | White for Cutting Sticker Kawasaki Ninja 250

Kawasaki Ninja 250r Custom

Cutting sticker white for the Kawasaki Ninja 250 Black. Kawasaki Ninja 250R Modification. Via:

One reason for the price being expencive is that Bajaj is importing spares & parts from Japan and Thailand.

Kawasaki Ninja 250R dimensions are 2080mm length, 710mm breadth and 1115mm height. The bike weight is slightly higher than the European spec from 169kg to 172kg. It also carries 290mm petal front disc brake and 220mm of rear disc.

Be Save, dont forget to INSURANCE your MOTORCYCLE

MOTORCYCLE MODIFICATION | BMW S1000RR Modification

AC Schnitzer is a house special modifications for the BMW cars like Honda and Mugen to AMG for Mercedes. This time, expertise and skills required to make their hands look of BMW motorcycles S1000RR be more macho.

The result was not as we would expect that moge BMW could turn into an extreme. Understandably, besides being the first project, which they called “Avoid Silence”, Schnitzer using aftermarket kits just by touching a certain part in changing the look of BMW’s Superbike. Autoevolution.com reported on Monday (22.3.2010).

Changes seen in the handlebars with black color options. Uniquely, the design did not reflect a general sports moge homage to clamp model. It looks very stylish wide or large and thick. Then, the brake oil tube adapted to screen handlebars.

Others, brake and clutch levers using titanium material. In this section, the rider who has small hands will have no obstacles. Because, wide handlebars can be adjusted according to the rider’s hand.

Tip exhaust modified using carbon fiber material which, when viewed as a whole will give the impression sangar. The weight of this bike was a bit heavier, plus a gloss on the display of water filters.

How to power the motor? not explain the existence of touch in that sector. However, Schnitzer affirms that it is developing the components related to leverage the performance of implanted kitchen. They promised that these components can now be used in the near future.

Be Save, don forged to INSURANCE your MOTORCYCLE

MOTORCYCLE MODIFICATION | Harley Davidson Pro-Street Modification

2005 Harley Davidson Pro-Street Customized Specification :

ENGINE:
Model : Evolution side winder
Capacity : 113 Cylindre
Built : S&S
Pistons : S&S
Crankcase : S&S
Camshaft : S&S
Heads : S&S
Cylinders : S&S
Carburator : S&S Super G
Air filter : D&M
Push Rod : S&S
Ignition : IST S&S
Coil : CRANE CAMS
Spark Plugs : Spilte fire
Oil : Revtech
Pipes : HELL BENT BY WEST COAST CHOPPER

Modifikasi Harley Davidson Pro Street



2005 Harley Davidson Pro-Street Customized Pictures

2005 Harley Davidson Pro-Street Customized Specification :

ENGINE:
Model : Evolution side winder
Capacity : 113 Cylindre
Built : S&S
Pistons : S&S
Crankcase : S&S
Camshaft : S&S
Heads : S&S
Cylinders : S&S
Carburator : S&S Super G
Air filter : D&M
Push Rod : S&S
Ignition : IST S&S
Coil : CRANE CAMS
Spark Plugs : Spilte fire
Oil : Revtech
Pipes : HELL BENT BY WEST COAST CHOPPER

TRANSMISSION:
Gears : 6 Speed Close Ratio
Assembly : S&S
Transmission Oil : Revtech
Primary Drive : PRIMO BRUTE IV
Clutch : PRIMO KEVLAR
Pulley : PM Gatlin

FRAME:
Type : WAR EAGLE EXTREME
Rake : 41 Degree
Stretch : 4 inch
Swing Arm : WAR EAGLE EXTREME
Front fender : Retro Classic cycles
Rear fender : Retro Classic cycles
Rear Shocks : LEGEND AIR SUSPENSION TT USA

WHEELS:
(Front) PERFORMANCE MACHINE
Front tyre : GATLIN/2005 AVON VENOM
(Rear) PERFORMANCE MACHINE
Rear tyre : GATLIN/2005 AVON VENOM 250 series

FORK :
Type : 41mm
Fork tube : MID “USA
Fork Oil : Motor Factory USA
Triple Trees : MID “USA

OTHER SPESIFICATIONS:
Painter : PANEL-1
Colour : Red Candy
Moulding : PANEL-1
IDEA : Retro Classic cycles
Special Graphics : Ghost Flame
Handlebar : Paul Yaffe Original
Riser : None
Grips : Arlen Ness
Head light : Arlen Ness
Tail Light : Paul Yaffe Original
Handle Controls : Performance Machine
Forward Controls : Performance Machine
Wiring & Setting : RCC
Gas Tank : RCC
Oil Tank : RCC
Pulley Cover : Custom Chrome
Seat : RCC – COMRADES
Kick Stand : Arlen Ness
Spark Plugs Wires : DR NEON
Nuts & Bolts : Gardner Wescott
Coil Mount : MW GERMANY
Coil Cover : MW GERMANY
IGN. Switch : Custom Chrome
Internal Throttle : RCC
All Hoses & Lines : Russel

Be Save, don forged to INSURANCE your MOTORCYCLE

MOTORCYCLE MODIFICATION | Kawasaki Ninja 250R 2009

Kawasaki Ninja 250R 2009

After the ZX-6R and the ZX-10R, we continue our look at the 2009 Kawasaki Ninja range with the Ninja 250R. It’s available in 2009 in the lovely lime green and metallic diablo black colours (I wonder at this point, whether it’s a sin to go buying any other colour than the lime green).

The engine remains a twin cylinder, 249cc with 33hp. Four valves a cylinder and a twin cam head complete the package. Weight is around 169kg, with front 37mm fork and the tank has a 17 litre capacity. The braking system includes two discs, the front at 290mm and the rear at 220mm.

Be Save, dont forget to INSURANCE your MOTORCYCLE

MOTORCYCLE MODIFICATION | Modification Honda Supra X 125 | Custom Body

MOTORCYCLE MODIFICATION | Modification Honda Supra X 125 | Custom Body

MOTORCYCLE MODIFICATION | Modification Honda Supra X 125 | Custom Body

http://t0.gstatic.com

Modification Honda Supra X 125 chrome and custom paint body.
Be Save, don forged to INSURANCE your MOTORCYCLE

MOTORCYCLE MODIFICATION | Cutting Sticker Kawasaki Ninja 250 in the Body and Fairing

MOTORCYCLE MODIFICATION | Cutting Sticker Kawasaki Ninja 250 in the Body and Fairing

Modification Kawasaki Ninja 250

Cutting sticker Kawasaki Ninja 250 in the body and black fairing da gray. Kawasaki Ninja 250R custom
Be Save, don forged to INSURANCE your MOTORCYCLE

MOTORCYCLE MODIFICATION | Cutting Sticker White and Gray Kawasaki Ninja 250

MOTORCYCLE MODIFICATION | Cutting Sticker White and Gray Kawasaki Ninja 250

Modification Kawasaki Ninja 250R

Cutting sticker white and gray for the Kawasaki Ninja 250 Black. Kawasaki Ninja 250r custom.

Be Save, dont forget to INSURANCE your MOTORCYCLE

MOTORCYCLE MODIFICATION | MOTOGP R6 SATRIA FU MODIFICATION

Modification of the motor is channeling creativity to create and innovate so that it can be realized according to what the chill and in the form of real teraplikasikan. Djarum Black MOTODIFY 2009 who visited the city of Pekanbaru is the fifth city of roadshownya also displays a nice shape modifications like John Anga in preparing Satria FU 150 SE.

MOTOGP R6 SATRIA FU MODIFICATION

Newer concepts are formulated by John the theme R6 bike motor bike makes deserve ogled her in detail, the engine intake satria FU 150 original engine was standard only a little change in the ignition, the addition of CDI racing and pulling teeth, including the transfer of the gearbox so that more light when pulled tight with a maximum strength.

A significant part of the exterior changes are quite complicated according to John Anga, the shop owner John Anga Racing Sport (Jars) is dibagian swing arm and rear swingarm where it is thought the difficulty level seemed to provide a homemade intake adjusted to the change itself.

Also visible part visible from the front of the naked eye, a black screen with a bodykit Duco at Djarum Black graphic motifs add nuance fast, finishing varnishes and Sikken entrusted to chrome in some parts to enhance your sports display at Satria FU 150 motorcycles this. For the legs, John Anga use to Absedawn Aprilia front wheel and tire dressing Bridgestone GP has used to increase the keanyaran motor sport. All these motors work on the application requires two months he said.

John Anga concocting the most of that did not hesitate to give a touch of racing that was carried in accordance with the concept that he has from the beginning to enter a contest, especially automotive largest motorcycle by Djarum Black digawangi this. One participant from Pekanbaru expects to continue to creativity in the automotive world, when it was announced the winner of the motor's John Anga won seven trophy from several categories including those representing the city of Pekanbaru to the finals later in Solo because the bike picked up The Best Black Bike.
Be Save, don forged to INSURANCE your MOTORCYCLE

MOTORCYCLE MODIFICATION | KTM RC8 Modification

KTM is a fast guy. The Austrian aggregation has congenital a acceptability as a architect of "sportmotorcycles," machines advised for the fast guys to buy so they'll be abiding to win. Until recently, the orange machines were dirt-oriented, except for some supermoto racers and the street-single Duke and Duke II. But there are some situations area accepting added than one butt is what it takes to win, so KTM developed a band of V-Twin streetbikes to handle them. And aloof a brace of years ago, the Mattighoffen aggregation formed an orange-clad superbike out of their factory, with administration and achievement to battling the best Italy or Japan had to offer. And admitting the RC8 has been run alone in national-level superbike antagonism (KTM affairs on arrest WSB in 2011), it's done able-bodied abundant in annual tests and comparisons to accept a acceptability as actuality a adorable allotment of Euro-exotica.

KTM RC8 Modification

KTM RC8 Modification

But KTM is not one to blow on its laurels, so for 2009, the aggregation showed the RC8 R, a higher-spec adaptation of the RC8. Too bad that bike wasn't accessible in the USA, and alike the accepted RC8 was alone accessible as a special-order item. Well, it's taken an absolute year, but now the RC8 R is accessible for America, with added upgrades that accomplish it account the wait.
Be Save, don forged to INSURANCE your MOTORCYCLE

MOTORCYCLE MODIFICATION | 2010 Ducati 848 Nicky Hayden Edition

2010 Ducati 848 Nicky Hayden Edition

Ducati North America is appreciative to advertise the 848 Nicky Hayden Edition. This arresting accouter places a audibly American brand on the market’s best middleweight action bike. The 848 Nicky Hayden was publically apparent at the 2009 Red Bull United States Grand Prix at Mazda Raceway Laguna Seca, area Nicky’s MotoGP chase bike was presented in a analogous scheme.

There could be no bigger time or abode to bless the American World Champion than at his home chase on the 4th of July.This US-exclusive archetypal appearance an American aggressive acrylic scheme, appropriately fit for its addition on the 4th of July, alone autographed gas tank, and archetypal updates for the 2010 year.

Check out the video of the Nicky’s photo shoot with the bike below!
The new Ducati 848 Nicky Hayden Edition enjoys all the achievement advancements of the absolute Superbike family, while abacus its own innovations to redefine the middleweight action bike class.

The words ‘agile’ and ‘refined’ appropriately call the 848. At 168kg (369lbs), the 848 is an amazing 20kg (44lbs) lighter than its predecessor.

Be Save, don forged to INSURANCE your MOTORCYCLE

MOTORCYCLE MODIFICATION | What if Ferrari Built a Motorcycle?

If Ducatis just ain't sexy enough for ya, designer Amir Glinik has dreamed up this hypothetical two-wheeled Ferrari concept that incorporates a V-4 engine sliced out of an Enzo V-12, wrapped in super-sleek bodywork.

According to Autoblog, the concept bike boasts a weatherproof touch-screen LCD, controls inspired by an F-16 fighter jet, and Formula 1-type buttons... but then again, Glinik can pen virtually any design element he wants to since his creation is only a rendering, right?

Does this futuristic concept make you wish Ferrari built a bike, or would you rather set your sights elsewhere?

Be Save, don forged to INSURANCE your MOTORCYCLE

MOTORCYCLE MODIFICATION | Motorcycle concep: A3W Motiv Trike Concept

A3W Motiv Trike Concept, We had beforehand accounting about Nick Dagostino’s three-wheeled Hayabusa (which is not a approved trike…) here, and now here’s French artist Julien Rondino’s three-wheeled motorcycle abstraction – the A3W Motiv.We’ve accounting to Julien, allurement him for added capacity on the bike. But for now, what we apperceive is that the bike has been advised about KTM’s 999cc LC8 v-twin. A3W Motiv Trike Concept, The anatomy seems to be a mix of casting aluminium and animate tube sections and the bike is arranged with absorbing $.25 – hub-centre steering, adjustable ergonomics and Buell-style ambit brakes.
Be Save, don forged to INSURANCE your MOTORCYCLE